Choose the plan that's right for you

CoinTracker's pricing follows a simple idea: tracking your crypto portfolio is free, and you only pay when you need to generate tax forms. The paid plans are annual subscriptions priced by how active you were specifically, how many transactions you had in the last calendar year. This guide breaks down every part of that model, including the things people most often ask about: monthly billing, early renewals, CoinTracker credits, and whether there's a "CoinTracker token."

Before diving in, one honest caveat worth stating up front: exact prices, plan names, and transaction limits can change over time and may vary by promotion or region. The figures here reflect CoinTracker's structure as of 2026, but for the definitive, current numbers you should always check the official pricing page. With that said, the model below has been stable and is what really matters for understanding what you'll pay.

How CoinTracker pricing works

At a high level there are two things to understand. First, CoinTracker offers one free plan and several paid plans six paid tiers in total, including "plus" variants of the main ones. Second, the paid plans are annual subscriptions, and the price you pay is determined primarily by your transaction count for the relevant tax year, plus which advanced features you want.

This is a deliberately usage-based approach. A casual investor with a handful of trades shouldn't pay the same as an active DeFi trader with thousands of transactions, and CoinTracker's tiers reflect that. When you go to subscribe, the system even recommends a plan automatically based on the number of transactions it sees in your account though that recommendation is only accurate once you've connected your complete history.

The free plan

The free plan is genuinely useful rather than a crippled trial. It gives you portfolio and performance tracking, access to 500+ integrations, real-time prices, and the free wallet lookup with no limit on simply tracking your holdings. What it doesn't include is the ability to generate and download tax forms; that's what the paid plans unlock.

In practice, the free plan is the smartest place for almost everyone to start. By connecting all your wallets and exchanges for free, you can see your real portfolio and importantly your true transaction count. That number is what determines which paid plan you'd need, so the free plan doubles as the most accurate way to price out your eventual subscription.

The paid plans at a glance

The main paid tiers, shown in the cards above, scale by transaction volume and features:

• Base ($59/year) the entry tax plan: tax forms, portfolio tracking, and TurboTax - H&R Block integrations, for up to 100 transactions.
• Prime ($199/year) adds tax lots breakdown, tax loss harvesting, and performance tracking, for up to 1,000 transactions.
• Ultra ($599/year) adds priority support, the ability to change cost basis method by year, and margin support, for up to 10,000 transactions.
• Full Service ($3,499/year) a bespoke, done-for-you tier covered in detail below.

Alongside these, CoinTracker has offered "plus" variants (such as Base+ and Prime+) that raise the transaction ceiling of a tier for a higher price which is how the lineup reaches six paid plans in total. The principle is consistent throughout: pick the lowest tier whose transaction limit and feature set comfortably cover your situation.

How transactions are counted

Since your price hinges on transaction count, it helps to know what counts. CoinTracker bases your plan on the number of cryptocurrency transactions completed in the relevant calendar year. Not everything is counted the same way, though there are sensible exclusions designed to keep you from being pushed into a higher tier by noise.

Notably, spam and rebate transactions are excluded from the count, and staking transactions may be partially or fully exempt depending on your plan. This matters for active stakers and anyone who receives a lot of low-value dust or spam tokens, because without these exclusions their counts could be inflated by activity they didn't initiate or care about. The takeaway: your effective transaction count for pricing may be lower than the raw total you see, which works in your favor.

Annual subscriptions explained

As of 2024, CoinTracker's plans are structured as annual subscriptions that provide portfolio tracking and tax reporting for the most current tax season at the time of purchase. A single annual plan is designed to give you up to twelve months of comprehensive portfolio and tax reports. (If you're on one of the older subscription plans, such as the legacy Pro or Enthusiast tiers, those are being phased out in favor of the current all-in-one annual plans.)

The annual model has a real upside that's easy to miss: each plan is an "all-in-one" that bundles year-round portfolio insights with optimized tax reports, rather than charging separately for tracking and taxes. You're buying a year of the whole product, not a one-off report.

Is there monthly pricing?

This is one of the most common questions, and the honest answer is: CoinTracker does not sell monthly subscriptions. Plans are billed annually, on a yearly cycle. There is no standard month-to-month option where you pay, say, $5 or $20 per month and cancel anytime.

That said, it's fair to think about the monthly-equivalent cost to compare value. Spread across twelve months, Base ($59/year) works out to roughly $4.92 a month, Prime ($199/year) to about $16.58 a month, and Ultra ($599/year) to roughly $49.92 a month. You don't pay in those increments the full annual amount is charged up front but the monthly math is a useful way to gauge whether a tier is worth it relative to how much you'll use it. If you only need CoinTracker once a year at tax time, remember you're effectively buying a season of access, and the free plan covers casual tracking the rest of the time at no cost.

Auto-renewal and renewing early

CoinTracker subscriptions auto-renew annually on the original purchase date. The point of auto-renewal is to keep your access uninterrupted your portfolio tracking and upcoming tax forms stay available without you having to repurchase each year.

There's an important nuance here that answers the "early pricing / early renewal" question. Sometimes a new tax form becomes available before your normal auto-renewal date for example, when a new tax season's forms are released ahead of when your annual cycle would otherwise renew. In those cases, you may need to renew your plan early to unlock access to the new forms rather than waiting for the standard renewal date. Renewing early simply brings your subscription forward so you can generate the latest season's reports when you need them.

The practical implication: if you're racing a tax deadline and the new forms aren't showing up, an early renewal is usually the reason they're gated and the fix. It's not a separate "early bird" discount; it's a mechanism to get current-season access on demand.

Every plan covers all past tax years

One of the most valuable and underappreciated aspects of CoinTracker's pricing is that a single plan lets you file for any prior year at no extra cost. You don't buy a separate plan for each tax year one plan covers your past years too.

This is a big deal for anyone catching up on crypto taxes. If you've gone years without reporting, or reported incompletely, you don't face a stacking bill of one fee per year. Because cost basis carries forward across years anyway, having a complete history in one plan keeps every past and future report consistent. For catch-up filers, this single feature often justifies the cost on its own.

The money-back guarantee

CoinTracker backs its plans with a 100% money-back guarantee within 30 days of purchase, with one key condition: it applies provided you haven't downloaded any tax forms. In other words, you can buy a plan, explore the paid features, and if it's not right for you within the first month, you can get a refund as long as you haven't already taken the deliverable (the tax forms) the plan exists to provide.

This lowers the risk of committing to an annual plan considerably. Combined with the free plan, it means you can evaluate CoinTracker thoroughly track for free, then trial the paid features within the guarantee window before the money is truly spent. Always review the current refund policy for the precise eligibility details, since the conditions matter.

CoinTracker credits and the referral program

"CoinTracker credits" most commonly refers to the account credit you earn through CoinTracker's referral program. The program is built around an "Earn up to $500" reward: when you invite friends and they sign up for a paid plan using your invite link, you earn a credit toward your own future purchases.

Here's how it works in practice. From the navigation panel in your account you'll find the referral section (labeled along the lines of "Earn up to $500"), which gives you a unique invite link to share by text, email, messaging apps, and so on. For each friend who signs up for a paid plan using your link, you receive a referral credit commonly around $10 per successful referral that's applied to your future CoinTracker purchases. There's no cap on how many referrals you can earn credit for, up to the program's overall reward ceiling, and the invitee must be a brand-new CoinTracker customer who actually uses your link (if they forget to use it, the credit can't be granted).

So when people talk about CoinTracker credits, they generally mean this: referral-earned account credit that discounts what you pay, rather than a separate purchasable currency. It's a straightforward way to offset or even fully cover the cost of your own plan if you refer enough people.

Discounts and promo codes

Beyond referral credits, CoinTracker periodically runs promotions, and various referral and discount codes circulate commonly things like a percentage off your first year for new customers, or a small signup credit. These come and go, and the specifics depend on the current offer, so they're best treated as a "nice if available" rather than a guaranteed part of pricing.

A sensible approach is to check for any active promotion at the point of purchase, and to use a friend's referral link if you have one (which benefits both of you). Just be cautious about where you source codes stick to legitimate channels, since the crypto space attracts plenty of fake "discount" and "reward" schemes.

Is there a "CoinTracker token"? Setting the record straight

This deserves a clear, direct answer because it's a common point of confusion: CoinTracker does not have its own cryptocurrency token. There is no native "CoinTracker coin" or "CoinTracker token" that you buy, hold, stake, or pay subscriptions with. CoinTracker is a portfolio-tracking and tax software company, and its plans are paid for in ordinary currency, not a proprietary crypto asset.

Where does the confusion come from? A few places. CoinTracker tracks thousands of tokens across hundreds of integrations, so the word "token" appears constantly in the context of what it monitors. It also publishes educational content including a "Learn" glossary entry explaining what a token is in general which can surface in searches. And the broader crypto industry has trained people to expect every project to have a token, so it's natural to assume CoinTracker might too. It doesn't.

The honest bottom line: if your interest in "CoinTracker tokens" was about an investment opportunity, there isn't one and anything claiming otherwise should be regarded with serious caution. If your interest was simply how CoinTracker handles the tokens in your portfolio, that's exactly what its tracking and tax features are for.

Full Service in depth

At the top of the lineup sits Full Service, a bespoke, done-for-you tier priced around $3,499/year and aimed at people whose situations are too complex or time-consuming to handle alone. Where the other plans give you the tools, Full Service gives you hands-on human help.

It includes a dedicated account manager who works directly with you to manage your CoinTracker account, up to 15 hours of hands-on support to manage CSVs, fix errors, and reconcile accounts for the current tax year, and quarterly account health reviews so you're ready well before tax deadlines rather than scrambling at the last minute. It also comes with access to exclusive briefings and events and supports very high transaction volumes (up to around 300k). For high-net-worth investors, businesses, or anyone who simply wants the whole problem taken off their plate, it can be worth every cent and for higher limits or more support, CoinTracker invites you to contact them directly.

Plans for tax professionals and teams

Beyond the personal plans covered above, CoinTracker also serves tax professionals and businesses who manage crypto accounting for clients or organizations. These offerings sit outside the standard personal tiers and are oriented around managing multiple clients, higher transaction volumes, and collaboration the kind of needs an accountant or a company with treasury activity would have.

If you're a CPA, bookkeeper, or business rather than an individual filer, the personal Base-through-Ultra pricing may not be the right lens; the professional and enterprise options are designed for that use case and are typically arranged directly with CoinTracker. The same core engine powers everything imports, reconciliation, and reporting but the packaging, limits, and support differ. If that's your situation, it's worth reaching out to CoinTracker to scope a plan rather than assuming a personal tier fits.

Choosing and upgrading your plan

Picking the right plan comes down to two questions: how many transactions did you have, and which features do you need? Start with transaction count, since it sets the floor you can't use a plan whose limit is below your activity. Then look at features: if you want tax loss harvesting or a tax lots breakdown, that points you to Prime or above; if you need to change cost basis method by year or want priority support, that's Ultra territory.

The good news is that CoinTracker recommends a plan for you automatically based on your transaction count, and you can upgrade to a higher tier to unlock more features or capacity. Just remember the automatic recommendation is only as accurate as the data you've connected if you add wallets after viewing the Subscriptions page, your count (and therefore the recommendation) can change. Connect everything first, then choose.

Tips to get the most value

• Start free and connect everything to learn your true transaction count before paying.
• Don't overbuy. Choose the lowest tier whose limit and features cover you; you can upgrade later if needed.
• Use referral credits. Share your invite link each friend who subscribes chips away at your own cost.
• Mind the renewal date. Plans auto-renew annually; set a reminder if you only need one season.
• Remember past years are included one plan covers prior tax years, so catch-up filers don't pay per year.
• Use the guarantee window to evaluate paid features, before downloading any forms.

Common questions, answered

Can I pay monthly? No. CoinTracker bills annually; there's no monthly subscription. The monthly-equivalent figures above are just for comparison.

What is "early renewal"? Renewing your annual plan before its normal auto-renew date, which is sometimes required to access a new tax season's forms early.

What are CoinTracker credits? Account credit you earn by referring friends who buy paid plans (the "Earn up to $500" program), applied to your future purchases.

Is there a CoinTracker token to invest in? No. CoinTracker has no native cryptocurrency. Be wary of any token claiming to be official.

Do I pay separately for each tax year? No one plan covers all your past tax years at no extra cost.

Can I get a refund? Yes, within 30 days of purchase under a 100% money-back guarantee, provided you haven't downloaded tax forms. Check the current refund policy for details.

How do I know which plan I need? Connect all accounts free; CoinTracker recommends a tier based on your transaction count, and you can upgrade anytime.

The bottom line

CoinTracker's pricing is usage-based and refreshingly transparent once you understand the shape of it: free, unlimited portfolio tracking for everyone, and annual paid plans Base, Prime, Ultra, and the bespoke Full Service priced by your transaction count and the features you need. Billing is annual rather than monthly, plans auto-renew (with early renewal available to grab new tax forms), every plan covers all past years, and a 30-day guarantee backs your purchase.

The two extras people ask about resolve cleanly: CoinTracker credits are real and worthwhile referral rewards that discount your plan while a CoinTracker token simply doesn't exist, so any such offer should be treated as a scam. The smartest path for almost anyone is the same: start on the free plan, connect everything, see your real transaction count, and only then choose the paid tier that fits. Just double-check the latest numbers on CoinTracker's official pricing page before you buy, since prices can change.